The Frustrating thing... we pay off the loan but then rack up debt with things like Kevin's rock climbing year pass, my year yoga pass. Eating out at a real expensive place. I feel disappointed with money right now. I do know that my yoga pass will get paid off with my benefits and Kevin's was necessary because it's a great way for us to hang out, work out and he's benefits potentially will pay it as well. But I wish and one day we will be able to do this without the debt tag first. The greater evil pay a little interest to do those things or don't do those things... but I know we are just going to do those things so... this sentence or paragraph doesn't even make logical sense.